We
serve buyers and sellers who desire the highest level of professional real
estate services.
Due to the terrible cost of bad mortgages and their affect on families, we have elected to focus our efforts on assisting homeowners to keep their home whenever possible.
Homeowners who in danger of mortgage default, have a notice of default, or are facing home foreclosure are invited to call us. We do not provide mortgages so we act as a neutral counselor. We help you prevent foreclosure and to preserve your credit.
There are many options for home owners facing possible foreclosure. We stay up-to-date with many mortgage banks, Federal law changes, and the Federal Housing Authority (FHA) rules so we can provide a broad view of your options and recommend alternatives to foreclosure.
If
appropriate, we can act as a negotiator for
homeowners who need a knowledgeable third-party to negotiate with their
lender. We help you compare the financial impact of different offers from
the bank. Often the lender will pay our fee if a mortgage negotiation is
successful.
If you are in danger of mortgage default (not able to make a payment), contact us immediately. You can save your credit score while negotiating a lower payment on your mortgage.
A notice of default is a not a reason to panic, but should be avoided at all costs. Once you receive a notice of default, you may have reduced your options, but there are still many loan modifications that can be negotiated with the lender. Contact us as soon as possible and we will explain how the foreclosure process works and how to prevent foreclosure in California.
A short sale is the last resort to prevent foreclosure in California. If a short sale becomes your best alternative, Carpenter Properties of California has a unique approach to short sales which has been successful in more that 80% of its short sale listings. A short sale preserves your ability to purchase another home after 12 months, whereas a foreclosure can stop the purchase of another home for four years or more.
Call Carpenter Properties
of California at (916) 226-9379
"....And if they insist on trying to time their participation
in equities,
they should try to be fearful when others are greedy
and greedy when others are fearful."
- Warren Buffett
Berkshire Hathaway
2004 Chairman's Letter
Now is a bold time to purchase California Residential Real Estate. Prices are way down, and as a qualified buyer, you have a wide selection of seller-occupied, short-sale, and bank-owned properties from which to choose.
Uncertainty and fear are the basis for superb bargains. The key is buying quality, which is where a California real estate agent is critical. Carpenter Properties' agents will direct you to quality real estate investments, whether for your personal home or for producing income.
Our economic future depends on the willingness of citizens to take risk. That is the basis for capitalism. Investment in real estate that has utility in demand now and in the future is the basis for sound investment in any market condition.
Call Carpenter Properties with your purchase requirements, or advice on how to invest in California real estate, and we will send you the properties that meet your needs.
Copyright ©
Carpenter Properties, 2008 and
its agents are licensed by the Department of Real Estate, State of California.
This website is not a solicitation for the purchase, sale, or lease of real
property outside of the State of California.
Information contained herein has not been verified by
Carpenter Properties or its agents. Principles and interested parties should independently verify this
information.
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RESERVED
Information on this Web site may contain inaccuracies or typographical errors.
Information may be changed or updated without notice.
This Web site does not constitute an offer or contract.
INFORMATION ON THIS WEB SITE IS PROVIDED "AS-IS" WITHOUT WARRANTY OF ANY KIND,
EITHER EXPRESS OR IMPLIED.
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