Prevent Foreclosure in California

We serve buyers and sellers who desire the highest level of professional real estate services.

Due to the terrible cost of bad mortgages and their affect on families, we have elected to focus our efforts on assisting homeowners to keep their home whenever possible.

Prevent Foreclosure in California

Homeowners who in danger of mortgage default, have a notice of default, or are facing home foreclosure are invited to call us. We do not provide mortgages so we act as a neutral counselor. We help you prevent foreclosure and to preserve your credit.

Mortgage Advice

There are many options for home owners facing possible foreclosure. We stay up-to-date with many mortgage banks, Federal law changes, and the Federal Housing Authority (FHA) rules so we can provide a broad view of your options and recommend alternatives to foreclosure.

Mortgage Negotiator

If appropriate, we can act as a negotiator for homeowners who need a knowledgeable third-party to negotiate with their lender. We help you compare the financial impact of different offers from the bank. Often the lender will pay our fee if a mortgage negotiation is successful.

Mortgage Default

If you are in danger of mortgage default (not able to make a payment), contact us immediately.  You can save your credit score while negotiating a lower payment on your mortgage.

 

Notice of Default

A notice of default is a not a reason to panic, but should be avoided at all costs. Once you receive a notice of default, you may have reduced your options, but there are still many loan modifications that can be negotiated with the lender. Contact us as soon as possible and we will explain how the foreclosure process works and how to prevent foreclosure in California.

Short Sale

A short sale is the last resort to prevent foreclosure in California. If a short sale becomes your best alternative, Carpenter Properties of California has a unique approach to short sales which has been successful in more that 80% of its short sale listings. A short sale preserves your ability to purchase another home after 12 months, whereas a foreclosure can stop the purchase of another home for four years or more.

Call Carpenter Properties of California at (916) 226-9379
 

No Better Time to Buy Real Estate

"....And if they insist on trying to time their participation in equities,

they should try to be fearful when others are greedy and greedy when others are fearful."
                                                            - Warren Buffett
                                                              Berkshire Hathaway 2004 Chairman's Letter

Now is a bold time to purchase California Residential Real Estate. Prices are way down, and as a qualified buyer, you have a wide selection of seller-occupied, short-sale, and bank-owned properties from which to choose.

Uncertainty and fear are the basis for superb bargains. The key is buying quality, which is where a California real estate agent is critical. Carpenter Properties' agents will direct you to quality real estate investments, whether for your personal home or for producing income.

Our economic future depends on the willingness of citizens to take risk. That is the basis for capitalism. Investment in real estate that has utility in demand now and in the future is the basis for sound investment in any market condition.

Call Carpenter Properties with your purchase requirements, or advice on how to invest in California real estate, and we will send you the properties that meet your needs.

Carpenter Group can assist in the purchase or sale of real property in any of the following asset classes:

• single family homes
• single family investment property
• distressed property acquisition
• multi-family investment property
• retail and office commercial real estate
• industrial real estate
• leasing or purchase of commercial property