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Sacramento Short Sale: Stop Foreclosure!

Carpenter Properties of Sacramento specializes in real estate short sales to stop foreclosure. Our short sale procedures stop foreclosure threats and prevent foreclosure from appearing on your credit history. To top foreclosure; contact us today.

Foreclosure in Sacramento

Foreclosure has become a nightmare for Sacramento area homeowners. We all know someone who has lost a home to foreclosure. But in almost every case, foreclosure have been be prevented by selling the property and preserved the credit score of the homeowner.

Homeowners who face the danger of mortgage default, who have a notice of default, or are facing a trustee sale foreclosure are invited to call us. We are not mortgage brokers so we can act as a neutral counselor for homeowners in trouble. We help you stop real estate foreclosure and to preserve your credit.

Mortgage Advice

There are many options for home owners facing foreclosure. We stay up-to-date with many mortgage banks, Federal law changes, and the Federal Housing Authority (FHA) rules, as well as industry trends and practices. We can provide a broad view of your options and recommend alternatives to foreclosure. We provide foreclosure assistance by helping you focus on the options that make sense for you.

We all read headlines about various programs to save homeowners from foreclosure. The fact is that these are not widely adopted by mortgage companies. The only common remedies for mortgages in default are short-sales and foreclosure.

Notice of Default

A notice of default is a not a reason to panic, but should be avoided at all costs. Once you receive a notice of default, contact us as soon as possible and we will explain how the foreclosure process works and how to use a short sale instead of foreclosure.

Mortgage Default

If you are in danger of mortgage default (not able to make a payment), contact us immediately.  You can save your credit score but you need to have a game plan. We review your foreclosure solutions and help with foreclosure prevention.

 

Short Sale

If a short sale becomes your best alternative, Carpenter Properties has a unique approach to short sales which has been successful in more that 80% of our short sale listings.

Short sales do not require any money from the seller. Your bank pays all closing cost, brokerage fees, and repair costs. A short sale preserves your ability to purchase another home within 36 months, whereas a foreclosure or bankruptcy can prevent you from purchasing another home for seven years or more.

Think Ahead to Your Next Home Purchase

Don't give up your dreams of owning a home. In 36 months from a short sale you can purchase another home with as little as 3.5% down.  Don't rent for the next seven years. Don't worry about the stigma of a foreclosure on your credit report. Think ahead toward the value of owning another home that you can truly afford.

Short Sale Information

• What is a Short Sale?
• Sign Up for our Short Sale Information Kit

Call Carpenter Properties of California at (916) 226-9379
 

Waiting for Better Time to Buy Real Estate?

"And if they insist on trying to time their participation in equities, they should try
to be greedy when others are fearful and be fearful when others are greedy."
                                                            - Warren Buffett
                                                              Berkshire Hathaway 2004 Chairman's Letter

Now is a bold time to purchase California Residential Real Estate. Prices are way down, and as a qualified buyer, you have a wide selection of seller-occupied, short-sale, and bank-owned properties from which to choose.

Uncertainty and fear are the basis for superb bargains. The key is buying quality, which is where a California real estate agent is critical. Carpenter Properties' agents will direct you to quality real estate investments, whether for your personal home or for producing income.

Our economic future depends on the willingness of citizens to take risk. That is the basis for capitalism. Investment in real estate that has utility in demand now and in the future is the basis for sound investment in any market condition.

Call Carpenter Properties with your purchase requirements, or advice on how to invest in California real estate, and we will send you the properties that meet your needs.

Carpenter Group can assist in the purchase or sale of real property in any of the following asset classes:

• single family homes
• single family investment property
• distressed property acquisition
• multi-family investment property
• retail and office commercial real estate
• industrial real estate
• leasing or purchase of commercial property