Stop Foreclosure in California
Stop Foreclosure - You can stop any home foreclosure with very little expense to you. You may think that you are in trouble, not able to make your loan payment, and then you'll get thrown in the street. We can often prevent foreclosure, and chances are very good that you can continue to own and live in your home.
Notice of Default - If you do miss a payment, you may receive a "notice of default". This does not mean you will loose your home, but it does mean that you have a limited amount of time to resolve the problem to avoid foreclosure.
Loan Modification - Many lenders are offering loan modifications. Do not accept a loan modification without getting expert advice from a real estate professional. Every person at the bank is a trained debt collector - anything you say can be used to collect a debt.
There are many types of loan modification, and some important pitfalls may be included in a loan modification offer. Before you sign a loan modification, you should have an independent real estate advisor like Carpenter Properties review the offer and show you the short-term and long-term effects.
Loss Mitigation - Banks and loan servicing companies employ loss mitigators who are paid bonuses for extracting more from you. Loss mitigators - sometimes called loan modification specialists, are the prima donnas of debt collectors. Do not deal with these people directly! You need an independent advocate, an expert working for you, between you and the bank.
Call Carpenter Properties for mortgage advice - Saving your home is our highest priority. Our goal is to stop foreclosures.
or, Pick Up the Phone
Call us today for a free review of your mortgage situation and a short overview of our consulting services. We will give you mortgage advice during the call. There is no charge for our services until we complete an agreement in your home.
Call (916) 226-9039
between 8am-6pm to speak
to an advisor.
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